Run your money.
Run your business.
WAK Life is the calm, intelligent home for your whole financial life, from everyday budgets and savings goals to inventory, point-of-sale, invoices and tax. One beautiful app. Personal on one side, business on the other.
One app. Two sides of your life.
Keep your household and your hustle in the same place, each with tools built for the job.
For your life
Know what's safe to spend, hit your goals, and plan the future with confidence.
- Safe-to-spend & smart budgets
- Savings goals & sinking-fund buckets
- Debt payoff plans (snowball / avalanche)
- Retirement forecasting & insights
For your business
Sell, stock, invoice, and stay on top of tax, with real books behind it all.
- Point of sale & receipts
- Inventory, stock budgets & low-stock alerts
- Invoices, expenses & owner capital
- Tax estimates, accounting & reports
Everything WAK Life does
One subscription, your whole financial life. Here is the full picture, so you know exactly what you get on day one.
Income tracking
Every paycheck and side-hustle dollar, all in one view.
Expenses
Log and categorize spending in seconds.
Unlimited budgets
Flexible budgets that adapt to your month, no caps.
Safe-to-Spend
Your real daily number after bills, budgets and goals.
Subscription tracker
Every recurring charge in one list, with renewal reminders before you get billed.
Bill reminders
Never miss a due date again.
Debt payoff plans
Snowball, avalanche or your own order, with a clear payoff date.
Savings goals
Set targets and watch every goal fill up.
Sinking funds & buckets
Set money aside for the bills that are not monthly.
Retirement forecasting
See your long-term future and what it takes to get there.
Automatic bank sync
Transactions flow in on their own.
Statement import
Drop in a statement and we sort it out.
150+ currencies
Live conversion wherever life takes you.
Len, your AI guide
Ask anything about your money in plain language.
Point of Sale
Fast checkout with printable and WhatsApp receipts.
Online store & orders
A shop at your own link, no website to build.
Branded booking page
Customers book your services 24/7, straight onto your schedule.
Appointments & services
Your calendar, your service menu, your hours.
Customers
A simple CRM of who buys, books and owes.
Invoices & receipts
Branded invoices and receipts as clean PDFs.
Revenue tracking
See sales and profit in real time.
A/R aging
Know exactly who owes you and for how long.
Card & mobile money
Take payments through Stripe, Square and mobile money.
Expenses
Track every cost against the right category.
Vendors & bills
Record suppliers and schedule what you pay.
A/P aging
Stay ahead of every bill that is due.
Debts & loans
Track business borrowing and payoff progress.
Owner's funds
See the money you put in and take out.
Inventory & stock
Low-stock alerts, expiry dates and live stock value.
Fixed assets
Track equipment and depreciation over time.
Mileage tracking
Log trips and turn miles into deductions.
Employees
Profiles, roles, departments and pay.
Payroll
Run pay with the numbers worked out for you.
Time & attendance
Clock-ins and hours that feed payroll.
Benefits & leave
Track time off and accruals.
Government filings
Keep statutory filings organized.
Full accounting
A real journal and ledger behind every number.
Tax center & rules
Multi-jurisdiction tax rules and a running estimate.
Tax reports
Clean reports when filing season comes.
Budgets & cash flow
Plan ahead and see what is coming.
Reports
Profit, balance sheet and more, on demand.
Team access with roles
Invite staff and control what each person sees.
Up to 5 businesses
Manage several businesses from one login.
Consolidated owner view
All your businesses rolled into one picture.
Put your business online, without building a website.
Every WAK Life business gets its own branded booking page and online store, at its own link. Customers book, order and pay, you just share the link. No web developer, no monthly website bill.
- ✓Your own booking page, services, gallery, hours and brand colors
- ✓An online store & order page customers can buy from
- ✓Take payments online, including mobile money
- ✓Share one link on WhatsApp, Instagram or your bio
Your personal & business finance guide
Ask Len anything about your money, "How much can I spend this weekend?" or "How did the shop do this month?" Len understands your budgets, goals, sales, inventory and expenses, and answers in plain language.
- Understands both your personal and business data
- Explains trends, spots low stock, and flags overspending
- Always private, your numbers never train anyone else's model
Clarity in three simple steps
Add your money & your business
Income, budgets and goals on one side; products, sales and expenses on the other, in minutes.
See the full picture
Beautiful dashboards show what's safe to spend and how the business is really doing.
Grow with confidence
Pay off debt, hit goals, stay on top of stock and tax, all in one calm place.
Simple, honest pricing
Start free. Business includes Personal at no extra cost, and there are no ads on any plan.
Personal
or $59.99/yr · 14-day free trial
- Budgets, savings goals & debt payoff
- Safe-to-spend & retirement forecasting
- Len AI guide & monthly insights
- 150+ currencies
Business
Personal included free · 14-day free trial
- Everything in Personal
- Point of sale, inventory & invoices
- Tax estimates, accounting & reports
- Shared team accounts
Business Plus
Up to 5 businesses · +$10/mo each extra
- Everything in Business
- Up to 5 businesses
- Consolidated owner view
- Priority support
Billed in US dollars
Your money's safe. Your data's yours.
WAK Life is built on trust, funded by subscriptions, never by selling your information.
Bank-level encryption
Your data is protected with strong encryption, in transit and at rest.
Biometric lock
Lock the app behind Face ID or fingerprint, with auto-lock when idle.
No ads, no selling
We never sell your data or show ads. Your numbers are yours alone.
Export anytime
Your records export cleanly whenever you want them, no lock-in.
Loved by real people & real businesses
"WAK Life finally made budgeting feel calm instead of stressful."
Sarah, Seattle"I run my shop and my home budget in the same app. The POS and stock alerts are gold."
Daniel, Kampala"Invoices, tax estimates and reports in one place, my bookkeeping got so much easier."
Amina, NairobiQuestions, answered
Everything you might be wondering before you start.
Is my financial data safe?
Can I run my personal money and my business in one account?
What is Len?
Does it work on my phone and the web?
Which currencies do you support?
Can I cancel anytime?
Take WAK Life anywhere
Your money and your business, in sync across web, iOS and Android.
Join our WhatsApp channel
Get tips, updates and new features from WAK Life, straight to your phone.
One app for your money and your business
A calmer, smarter, more human way to run your finances, personal and professional.
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